Certificates of Deposit
Rates effective as of August 27, 2008
Account Type
$2,500 - 14,999.99 Interest Rate
$2,500 - 14,999.99 APY**
$15,000.00 - 49,999.99 Interest Rate
$15,000 - 49,999.99 APY**
$50,000 and up Interest Rate
$50,000 and up APY**
32 Day CD
1.74%
1.75%
1.88%
1.90%
2.03%
2.05%
91 Day CD
2.48%
2.50%
2.62%
2.65%
2.77&
2.80%
182 Day CD
2.73%
2.75%
2.88%
2.90%
3.03%
3.05%
12 Month CD
2.87%
2.90%
3.06%
3.10%
3.21%
3.25%

Minimum Opening Deposit - $2,500
Minimum Balance to Obtain APY** - $2,500*



Certificates of Deposit
Account Type
$1,000 - 14,999.99 Interest Rate
$1,000.00 - 14,999.99 APY**
$15,000.00 - 49,999.99 Interest Rate
$15,000.00 - 49,999.99 APY**
$50,000 and up Interest Rate
$50,000 and up APY**
24 Month CD
2.97%
3.00%
3.45%
3.49%
3.70%
3.75%
36 Month CD
3.31%
3.35%
3.45%
3.49%
3.60%
3.65%
48 Month CD
3.55%
3.60%
3.70%
3.75%
3.84%
3.90%
60 Month CD
3.80%
3.85%
3.94%
4.00%
4.09%
4.15%

Minimum Opening Deposit - $1,000
Minimum Balance to Obtain APY** - $1,000


*Indicates Daily Balances
**Annual Percentage Yield
Penalty may be imposed for early withdrawal.
Daily Balance means the amount of principal in the account each day.
Fees could reduce the earnings on the account.