U.S. SAVINGS BONDS

Customers may choose from the Treasury's I Bond or the Series EE Bond, both are guaranteed to grow and remain safe investments into the future.  See comparison below.

I Bonds Series EE Bonds
  • Sold at face value.  (You pay $50 for a $50 bond.)
  • Offer a real rate of return over and above inflation.
  • Buy as much as $30,000 a year
  • New rates announced each May 1st and November 1st.  This inflation adjustment ensures that your savings earn money over and above inflation.
  • Earn interest for up to 30 years
  • Can be redeemed anytime after six months
  • Exempt from state and local income taxes
  • Backed by the full faith and credit of the United States.
  • Sold at half face value.  (You pay $25 for a $50 bond).
  • Earn rates based on five-year Treasury securities
  • Buy as much as $15,000 per year
  • New rates announced each May 1st and November 1st.  This rate adjustment ensures that your savings always tracks the Treasury bond market.
  • Earn interest for up to 30 years.  You can delay the tax consequences by exchanging them for Series HH Savings Bonds for up to 20 more years.
  • Can be redeemed anytime after six months
  • Exempt from state and local income taxes
  • Backed by the full faith and credit of the United States
  • 24 hour access to savings bond rates and information

See the U.S. Savings Bonds website for more details and to find out how much your bonds are worth.

www.savingsbond.gov

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