Deposit Accounts
SUNRISE GOLD
Sunrise Gold Club is Sherman/Howard County Bank's premier account for those 55 and over. We are truly excited about the future. Taking you farther than you ever imagined with a blend of the very best in customer service and exciting new technology.
- Low Minimum Balance – You save
money without paying the $5 monthly fee when your balance is above
$100.
- Interest on Qualifying Balances
Your money goes to work for you.
- Unlimited Check Writing
Use all the checks you like. With Sunrise Gold Checking there are no per-check charges.
- Personalized Checks – You save money when we buy your checks.
- Free ATM or VISA Check Card (subject to approval)
- Free Imaged checks can be included in your monthly statement upon request.
- Free Cashier's Checks and Money Orders
These secure, convenient instruments are available to you at no issue fee.
- $5 Reward for Savers
Open a new personal savings account with $100 or more, or a new CD with $500 or more, and
we'll deposit $5 in your account.
- Preferred Rate on New Installment Loans
- VISA
Credit Card
CLICK HERE to print an application
for a SCB VISA Credit Card. Send
completed application to:
Sherman County Bank
P.O. Box 543
Loup City, NE 68853
or bring to any Sherman/Howard County Bank office.
 The
Credit Card Application is in Adobe Acrobat® (PDF) format and requires Acrobat reader. If you do not have Adobe installed, please click on the icon for a free download.
- Receive a 10% discount on rental of any size safe deposit box.
- Ready Reserve
For qualified applicants, receive an automatic loan up to your personal credit line should you overdraw your checking account.
- Free Internet Banking
- Free Telephone Banking
- Free E-mailed Statements
- Photocopy Service - we will copy your important documents and letters at no additional charge. (Limits may apply)
- Bank-by-Mail
- Free Notary Services
- Free Social and Financial Education Opportunities. Ask us for details.
(back
to top)
SUNRISE PREMIER PLUS
With just a $5
monthly maintenance fee, receive all the benefits of the Sunrise Premier
Plus Checking Account.
- Interest on Qualifying Balances
Your money goes to work for you.
- Unlimited Check Writing
Use all the checks you like. With Sunrise Premier Plus Checking there
are no per-check charges.
- No Minimum Balance Required
- Free Personalized Club Checks
You save money when we buy your checks.
- Free ATM or VISA Check Card (subject to approval)
- Free Cashier's Checks and
Money Orders
These secure, convenient instruments are available to you at no issue
fee.
- $5 Reward for Savers
Open a new personal savings account with $100 or more, or a new CD with
$500 or more, and we'll deposit $5 in your account.
- Preferred Rate on New Installment Loans
- VISA Credit Card
CLICK HERE to print
an application for a SCB VISA Credit Card. Send
completed application to:
Sherman County Bank
P.O. Box 543
Loup City, NE 68853
or bring to any Sherman/Howard County Bank office.
The
Credit Card Application is in Adobe Acrobat® (PDF) format and requires Acrobat reader. If you do not have Adobe installed, please click on the icon for a free download.
- Ready Reserve
For qualified applicants, receive an automatic loan up to your
personal credit line should you overdraw your checking account.
- Check Safekeeping
- Free Internet Banking
- Free Telephone Banking
- Free E-mailed Statements
- Free Photocopy Service - we will copy your important documents and letters at no additional charge. (Limits may apply)
- Bank-by-Mail
- Free Notary Services
- Imaged checks available with your monthly statement for a $2 handling fee.
(back
to top)
SUNRISE PREMIER
When you keep a $100 average collected balance, you will avoid the monthly fee. Should your average collected
balance drop below $100, a $7 monthly fee will be charged.
FINANCIAL ADVANTAGES
-
Interest on Qualifying Balances
Your money goes to work for you.
- Unlimited Check Writing
Use all the checks you like. With the Sunrise Premier Checking
there are no per-check charges.
- Free First Order of Personalized Checks
Saves you money.
- Free ATM or VISA Check Card (subject to approval)
- $5 Reward for Savers
Open a new personal savings account with $100 or more, or a new CD with
$500 or more, and we'll deposit $5 in your account.
- VISA
Credit Card
CLICK HERE to print an application
for a SCB VISA Credit Card. Send
completed application to:
Sherman County Bank
P.O. Box 543
Loup City, NE 68853
or bring to any Sherman/Howard County Bank office.
The
Credit Card Application is in Adobe Acrobat® (PDF) format and requires Acrobat reader. If you do not have Adobe installed, please click on the icon for a free download.
- Preferred Rate on New Installment Loans
- Ready Reserve
For qualified applicants, receive an automatic loan up to your
personal credit line should you overdraw your checking account.
- Free Internet Banking
- Free Telephone Banking
- Free E-mailed Statements
- Bank-by-Mail
- Free Notary Services
(back
to top)
NOW CHECKING
A checking account
that earns interest.
|
Product Features
- Available to personal, non-profit
organization, estate accounts,
trustee accounts and sole proprietorship accounts.
- Corporations, partnerships or associations
operated for profit are NOT eligible.
- Account earns interest on collected
balances over $500.01.
- Interest tiering rewards for higher
balances.
- Service fees tiered:
- $500 and under; $5.00 per month service
fee; $.15 per check
- $500.01 - $1000.00; $4.00 per month
service fee; $.15 per check
- $1000.01 - $1500.00; $3.00 per month
service fee; $.15 per check
- $1500.01 - $5000.00; No monthly service charge;
$.15 per check after 20.
- $5000.01 - $10,000.00; No monthly service
charge; $.15 per check after 35.
- $10,000.01 and up or affiliated savings
or CD over $10,000; No service or per check charge.
- Descriptive monthly statement with check
images.
|
(back
to top)
REGULAR CHECKING
A personal or business checking account accessed by check or ATM card.
|
Product Features
- Available for any personal or business
purpose.
- $100 and under; $5 per month service fee
and $.15 per check.
- $100.01 - $500.00; $3 per month service
fee and $.15 per check.
- $500.01 and up; No service charge; $.15
per check.
- $.10 credit per $100.00 of collected balance.
- Descriptive monthly statement with check
images.
|
(back
to top)
ECONOMIZER CHECKING
A checking account
with no minimum balance requirements and receive a quarterly statement.
Product
Features
- Personal, trustee and nonprofit
accounts available; no age restrictions.
- No required minimum or average balance.
- Affordable maintenance of only $1.00 service
charge per quarterly statement and $.25 per check in excess of 9 checks
written per quarter.
- Descriptive quarterly statement with check
images for easy tracking of expenses.
|
(back
to top)
MONEY MARKET ACCOUNT
A premium
investment account which pays interest at rates typically above savings while
permitting limited withdrawal privileges.
Product
Features
- Available to individuals and businesses including corporations and partnerships.
- $1,000 minimum collected balance to
earn interest.
- Premium interest rates are
based on a tiering structure using a daily collected balance.
- Interest is accrued on a
day-in/day-out basis on the daily collected balance.
- $5 service charge per
month for accounts below a $1,000 minimum balance.
- Interest is compounded
monthly, providing a premium return without locking up funds over a
specific term.
- You may make six (6)
transfers from your account each four (4) weeks or similar period, but
banking regulations permit only three (3) payments by check to third
parties.
|
(back
to top)
SAVINGS ACCOUNT
A traditional savings
account paying interest.
Product
Features
- Personal and business accounts
available.
- Interest paid on collected balance over
$100. On days when the collected balance is below $100, no interest is
earned.
- Interest
compounded quarterly.
- $100 deposit is required.
- Minimum balance requirement to avoid
service charges is $100.01. This minimum will be waived for
minors' accounts only upon notification to the bank. (The minimum
balance required is reinstated when the account holder reaches 18 years
of age.)
- Service charges for accounts falling below
the minimum balance are $2.50 if quarterly statement or $.75 if monthly
statement.
- 6 Free withdrawals per quarterly statement
cycle; 3 free withdrawals for monthly statements cycle; $.50 per excess
withdrawal.
|
(back
to top)
|
 |
